SARAMCO CONSTRUCTION

WELCOME TO SARAMCO INSURANCE AGENCY

We are a multi-line agency offering competitive commerical and personal coverage though top-rated Armenian insurance companies. Our firm is staffed by proven professionals committed to providing our clients with highly personalized service.

Our objective is to identify and minimize our clients' exposure to risk. We accomplish this with emphasis on quality coverage, competitive premiums, and overal simplification of insurance matters.

In our approach we analyze our clients' complete insurance needs, design a responsible protection program, and place the coverage through the insurance company offering the most cost effetive protection for each situation.

SECURE YOUR FUTURE TODAY

Personal Accident Insurance

Personal Accident insurance cover we offer will give you protection in case of serve bodily injury or death following an accident. The scheme under the policy allows for financial benefits on a weekly, monthly basis for temporary partial and total disablements.

Products we offer can be tailored to suit the requirements of individuals, families or groups.

Depending on your requirements standard cover is for specified or working hours only however may be extended to 24 hours a day and also to include related medical expenses.

There is no territorial restriction I and cover is valid worldwide.

Let us help to select the right policy for you and in order to assist us please complete the form below and we will contact you within 48 hours.

Hereby we undertake not to distribute your personal information or e-mail to anyone else unless we need to disclose it by law.

Auto/Motor Vehicle Insurance

Were you involved in car accident on the way to your office or you have discovered in the morning that your car has been stolen?

Saramco Insurance Agency offers your comprehensive insurance to protect you and your family from material damage or loss you may incur following purchase of your car.

The cover we offer is reliable in case of accident, fire, theft, and following natural disaters.

Standard forms of cover we offer are as follows:

Casco(Material Damage) Insurance

Accidental damage(and/or total loss) to vehicle following collision, or as a reult of fire and/or theft are covered under the policy we offer.

Third Party Liability

This type of insurance we offer covers your legal liability to third parties arising from damage to their property or physical bodily injury following motor verhicle accident.

Personal Accident Insurance for Driver and Passengers

This section of policy provides cover and benefits for the driver & passengers in the event of death or personal injury/disablements up to specified and agreed amount. The policy will also cover hospitalization expenses and indemnify for incurred medical expenses.

There is also 24 hours hotline service available for your needs in case of accident and you will be able to obtain professional advice and assistance when you are involved in an accident. We can also arrange for extension under the policy to cover evacuation and fast repair of your car.

Optional deductibles under standard the policies vary from USD 150- USD 500 for physical damage or loss.

Documents required to buy insurance policy are as follows:

For individuals:

For legal persons:

fully completed proposal form, copy of passport, copy of car registration card, motor vehicle/car to be inspected and photos to be taken, copies of passport and driving license of all persons who will be authorised to drive the vehicle, copy of company registration certificate with the State Registar, tax registration code, legal address, banking details.

Travel Insurance

Saramco Insurance Agency offers different types of travel insurance available in the market for those travelling abroad for holiday or business.

Two most common types of travel insurance are as follows:

1. travel insurance required by some of the Embassies in Armenia for travel to Europe
2. extended travel insurance

Travel insurance required of for the Embassies costs AMD 12 500 and is valid for 12 months for worldwide travel and for Sum Insured of Euro 30 000.

Cover includes:

a) emergency medical expenses
b) medical evacuation and repatriation expenses

Extended Travel Insurance

In addition to medical expenses we offer also cover for delay of baggage, delay of flight, loss of baggage etc.
Insurance will be valid for period from 5 to 180 days.
To produce your travel insurance policy we will need details of your passport.

Household Insurance

To cover your personal property against damages following by natural disasters, fire, flood, explosion, theft etc. we can arrange for insurance policy with the following options:

Building: insurance policy will cover expenses to due damage to the property or resinstatement amount required to restore the property. Options depend on your selected option of cover and premium you are willing to pay.

Content: we will cover your personal belongings, furniture, fittings within your personal dwelling, apartment or residential house.

Legal Liability: It is also possible to cover your legal Liability against third parties within the premises of your property.

There is standard deducible under the policy starting from amount of USD 250 to USD 1000.

To produce insurance policy we will require the following documents:

For individuals:proposal form, copy of passport, ownership title of the property, company registration documents, tax registration number, bank account details.

Cargo Insurance

To cover your goods in transit or whilst in storage we can arrange for open cover or one off policies with reputable insurance companies registered in Armenia.

Cover is on worldwide basis for transits incepting from and to Armenia.

Terms of cover are on all risks basis, and damage to goods will be covered as per London Institute of Cargo Clause.

Premiums are bases on the types of goods in transit, packing and journey.

It is possible to cover transportation and other related expenses in addition of value of the goods.

To produce insurance policy we will require to complete insurance proposal form.